Decision Tree

What Happened to You?

Answer a few questions to identify which legal situation applies to your accident and find the right guide.

Was another vehicle involved in your accident?

Did the other driver leave the scene without stopping?

Was the other driver impaired by alcohol or drugs?

Was the other vehicle a rideshare, delivery vehicle, or commercial truck?

How would you describe the collision?

What best describes your situation?

Your situation

Hit and Run Accident

When the at-fault driver flees the scene, your own uninsured motorist (UM) coverage typically becomes the primary source of compensation under California law. Cal. Ins. Code § 11580.2 requires insurers to offer UM coverage. Preserving the scene, getting witness contact information, and filing a police report immediately are especially critical in hit-and-run cases.

Read the Hit and Run guide →
Your situation

DUI / Drunk Driving Accident

DUI accidents often support punitive damages in addition to compensatory damages under Cal. Civ. Code § 3294, and the criminal case can run parallel to your civil claim. The at-fault driver's intoxication is generally straightforward to establish if there was an arrest and BAC test. Establishments that served alcohol to a visibly intoxicated driver may also face dram shop liability under California law.

Read the DUI Accident guide →
Your situation

Rideshare or Delivery Vehicle Accident

Rideshare and delivery accidents involve multiple insurance layers — the driver's personal policy, the platform's commercial policy, and period-based coverage rules. Whether the driver was on-trip, waiting for a request, or off-duty at the time determines which coverage applies. California's Public Utilities Code §§ 5430–5443 and AB 5 classification rules create additional complexity in these claims.

Read the Rideshare Accident guide →
Your situation

Commercial Truck Accident

Truck accidents involve federal FMCSA regulations, commercial carrier insurance policies starting at $750,000 under 49 C.F.R. § 387.9, and potentially multiple liable parties — the driver, the carrier, the loader, and the manufacturer. Electronic logging device data and black box records are critical and must be preserved quickly through a litigation hold or spoliation letter before they are overwritten.

Read the Truck Accident guide →
Your situation

Car Accident — Rear-End Collision

Rear-end collisions create a strong presumption of negligence against the following driver under California's Vehicle Code § 21703 (following too closely). Common injuries include whiplash, cervical strain, and concussion — conditions that may not appear immediately. Medical documentation from shortly after the accident is especially important in these cases, as insurance carriers frequently dispute delayed-onset injury claims.

Read the Car Accident guide →
Your situation

Car Accident — Intersection Collision

Intersection collisions often involve disputed fault — both drivers may claim they had the right of way. Traffic camera footage, witness statements, and traffic signal data are critical. California Vehicle Code § 21800 governs right-of-way rules at intersections. Side-impact collisions carry high injury risk due to limited structural protection on vehicle doors, and often produce significant soft-tissue or orthopedic injuries.

Read the Car Accident guide →
Your situation

Pedestrian Accident

Pedestrians struck by vehicles typically sustain serious injuries and face significant medical costs. California Vehicle Code § 21950 requires drivers to yield to pedestrians in crosswalks. Even outside a crosswalk, California's pure comparative fault system under Li v. Yellow Cab Co. (1975) allows partial recovery even when the pedestrian shares some responsibility. Severity of injury, not location of crossing, is typically the primary driver of claim value.

Read the Pedestrian Accident guide →
Your situation

Bicycle Accident

Cyclists are among the most vulnerable road users. California Vehicle Code § 21200 gives cyclists the same rights and responsibilities as drivers on the road. Dooring, right-hook, and failure-to-yield are the most common fault patterns. Helmet use and visibility equipment may be raised by the defense in comparative fault analysis, though California law does not require adult cyclists to wear helmets.

Read the Bicycle Accident guide →
Browse all situations

Your Situation May Be Covered

Personal injury law covers a wide range of accident types beyond the most common vehicle scenarios — including slip and fall, dog bite, premises liability, product liability, medical malpractice, and workplace accidents. Browse the full situations index to find information specific to your circumstances, or use the SOL Reference Tool to check California's general filing deadline.